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2k. Indemnity Plans

managing finances
Managing Finances | Dental Benefit Plans
Indemnity Plans

Under an indemnity plan, the carrier pays claims based on the procedures performed, usually as a percentage of the charges. While these plans usually allow patients to see the dentist of their choice, they often have co-insurance payments, waiting periods, deductibles and annual limitations. Sometimes they have graduated percentages that base reimbursement on the procedure and/or length of time ...